Reduce risk when subcontractors are on your job.
MySubsIns helps general contractors and hiring parties place coverage that fits real-world subcontracting, so you spend less time chasing certificates and more time building.
When a jobsite incident escalates, weak or missing subcontractor limits can leave your program carrying the story.
Why subcontractor insurance matters
- Transfers risk away from your GL when subs carry the right limits.
- Keeps owners and lenders satisfied with documented coverage.
- Avoids job delays from last-minute COI gaps or expired policies.
Pain you feel today
Subs show up underinsured, named-insured requirements change mid-job, and renewals slip through leaving your project exposed.
Clearer risk transfer
Align subcontractor coverage with your contract and job profile so expectations are explicit before work starts.
Operational peace of mind
Fewer fire drills, fewer hold tags from compliance teams, and a smoother handoff to your risk and legal partners.
Subcontracting risk is not theoretical
Underinsured subs, lapsed policies, and paperwork that looked “fine” in preconstruction can all surface after a serious loss. MySubsIns exists so your requirements, renewals, and documentation keep pace with how the job actually gets built, not just how it looked on day one.
When a loss dominates the story, stakeholders re-read every tier of coverage—subcontractor limits and endorsements need to match real exposures, not just what looked fine on day one.
Trusted by teams who run complex jobs
See how we talk about coverage
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Ready to simplify subcontractor insurance?
Book a short demo or reach out with questions—we will tailor the conversation to your trade and contract flow.
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